Strategic Tax Planning
Make Tax-Aware Decisions Across Your Entire Financial Life
We help Affluent Families & Individuals, Practice Professionals & Executives, Pre-Retirees & Retirees Aged 50+, Business Owners, and Beneficiaries of Sudden Wealth evaluate the tax implications of important financial decisions before opportunities are lost.
Why Proactive Plannng Matters
Your Tax Returns Record the Past.
Tax Planning Helps Shape Your Future.
Comprehensive tax planning can help identify opportunities, evaluate tradeoffs, and align today’s decisions with your long-term financial priorities.
Complex Decisions
Significant Wealth Often Creates Interconnected Tax Considerations
Retirement, concentrated stock, executive compensation, a business sale, charitable giving, and inherited wealth can each create decisions that extend far beyond a single tax year.
Click on an icon below to enlarge.
Areas We Evaluate
Tax Strategies Aligned with Your Priorities
We evaluate potential planning opportunities across your income, investments, retirement, business interests, charitable goals, & estate plan - considering both the immediate impact & the potential effects over future tax years.
Income & Cash-Flow Planning
- Income Timing
- Deductions
- Estimated Payments
- Multi-Year Projections
Retirement Tax Planning
- Roth conversions
- Withdrawal sequencing
- RMDs
- Medicare thresholds
Tax-Aware Investment Planning
- Capital gains
- Tax-loss harvesting
- Asset location
- Concentrated wealth
Executive Compensation Planning
- Stock options
- Restricted stock
- Deferred compensation
- Planned sales
Business-Owner & Exit Planning
- Transition timing
- Succession
- Retirement plans
- Professional coordination
Estate, Charitable & Legacy Planning
- Lifetime gifting
- Charitable strategies
- Trust coordination
- Wealth transfer
The appropriate strategy depends on your circumstances, objectives, and tax profile. We collaborate with your qualified tax and legal professionals when evaluating and implementing planning recommendations.
Integrated Planning
One Tax Decision Can Affect Your Entire Financial Plan
A Roth conversion, stock sale, charitable gift, or business transition can influence more than the current year. We evaluate how each decision may interact with your broader financial priorities.
Click on an icon below to enlarge.
Our Strategic Tax Planning Process
Identify, Evaluate, Coordinate, & Review
We review your financial picture, identify potential opportunities, model alternatives, coordinate approved strategies, and revisit your plan as circumstances and tax laws change.
Collaboration With Your Professionals
Helping Your Financial Team Work From a Coordinated Strategy
We collaborate with your CPA, estate attorney, and other professionals so investment, tax, estate, and business decisions can be evaluated together.
Begin a Conversation
Plan Before Your Next Major Financial Decision
If you are approaching retirement, managing concentrated wealth, preparing to sell a business, or planning your legacy, a proactive conversation can help clarify your available options.
Prefer to send a message instead? Use the form on the left.
Local, personal guidance
No account info required
Educational first conversation
Every investor's situation is unique and you should consider your investment goals, risk tolerance and time horizon before making any investment. This information is not a complete summary or statement of all available data necessary for making an investment decision and does not constitute a recommendation. Past performance does not guarantee future results. Investing involves risk and you may incur a profit or loss regardless of strategy selected, including diversification and asset allocation. Be sure to contact a qualified professional regarding your situation before making any investment or withdrawal decision. Raymond James and its advisors do not offer tax or legal advice. You should discuss any tax or legal matters with the appropriate professional.
Tax-loss harvesting can have unintended tax consequences and there may be higher fees or costs associated with a replacement security or stock position. There is no guarantee that a favorable tax outcome will be achieved.